Manager

Job Description

1. Regional Origination & Sourcing

\n
• Establish and nurture active relationships with Stressed Assets Management Branches (SAMBs), Zonal Offices, and recovery divisions of public/private banks and major NBFCs across Hyderabad, Bangalore, and regional hubs.
\n
• Track local bank auction notices, bilateral pool sales, and Swiss Challenge opportunities across Southern regional markets.
\n
• Conduct initial screening of loan portfolios, teasers, and Information Memorandums (IMs) to evaluate underlying collateral, promoter background, and asset viability.
\n

2. Deal Evaluation, Due Diligence & Financial Modelling

\n
• Lead physical and document due diligence for new deal acquisitions, including site visits, property inspections, and visiting bank branches to review confidential loan documents, security creation files, and legal titles.
\n
• Build recovery cash-flow models, discounted cash flow (DCF) scenarios, and hair-cut estimates for target portfolios.
\n
• Oversee regional legal, technical, and valuation vendors during physical due diligence of underlying real estate and industrial assets.
\n
• Prepare comprehensive Investment Committee (IC) memos and transaction structure proposals (Cash vs. Security Receipt combinations).
\n

3. Execution, Onboarding & Resolution Support

\n
• Lead data room analysis, coordinate documentation (NDAs, Assignment Agreements), and manage binding bid submissions.
\n
• Ensure smooth hand-off of acquired debt portfolios to the local Asset Resolution and Operations teams for enforcement under SARFAESI/IBC.
\n
• Provide active, ongoing support to the resolution team for resolving region-wise assets, including borrower negotiations, OTS (One Time Settlement) structuring, collateral liquidations, and litigation monitoring.
\n

4. Business Development & Market Intelligence

\n
• Maintain a live tracker of regional NPA inventory, real estate distress trends, and competitor ARC bidding patterns in Telangana, AP, and Karnataka.
\n
• Support pitch preparation for co-investors, local real estate resolution partners, and Special Situation Funds looking at regional exposures.
\n

REQUIRED QUALIFICATIONS & EXPERIENCE

\n
• MBA in Finance / CA / CFA or equivalent post-graduate degree in finance.
\n
• 7 to 8 years of post-qualification experience in Banking, NBFCs, ARCs, Special Situation Debt, or Stressed Asset Advisory.
\n
• Deep familiarity with the South Indian financial ecosystem and corporate borrower landscape. Fluency in English along with local working knowledge (Telugu / Kannada) is an advantage.
\n

REQUIRED SKILLS & COMPETENCIES

\n
• Strong practical knowledge of the SARFAESI Act, IBC 2016, DRT processes, and RBI directives on loan transfer.
\n
• Hands-on proficiency in credit analysis, real estate valuation principles, and financial cash-flow modeling.
\n
• Strong network across local bank recovery officers, resolution professionals (RPs), and legal advisers in Bangalore and Hyderabad.
\n
• High autonomy and mobility to manage regional travel for site visits and bank meetings.
\n