Job Opportunity Posted today Updated 29 Sep 2026

Zonal Credit Manager

Job Description

We are looking for an experienced

Zonal Credit Manager

to lead the credit function across

South India

for a leading financial services/NBFC organization.

The role will involve

managing a team of credit professionals

and overseeing the end-to-end credit function across the southern region, with a strong focus on credit quality, policy adherence, risk management, and business support.

Key Responsibilities • Lead and manage the

Zonal Credit team

across South India • Oversee credit appraisal, assessment, sanction and portfolio quality across the region • Ensure effective implementation of credit policies, processes and risk frameworks • Drive portfolio monitoring and proactively identify credit risks • Partner closely with Sales and Business teams to enable quality business growth • Review complex/high-value credit proposals and provide sound credit recommendations • Monitor portfolio performance, delinquency trends and early warning indicators • Coach, develop and manage the regional credit team • Ensure strong governance, compliance and adherence to internal credit guidelines • Work closely with the

National Credit Manager

on regional credit strategy and portfolio performance

Ideal Profile ✔️ 10–15+ years of experience in

Credit / Credit Underwriting / Risk Management ✔️ Strong experience in

retail lending / NBFC / financial services ✔️ Proven experience in

team and regional/zonal credit management ✔️ Strong understanding of

credit assessment, underwriting and portfolio management ✔️ Strong stakeholder management and decision-making skills ✔️ Candidates currently

based in Hyderabad or open to relocating will be preferred

If you are an experienced credit professional looking for an opportunity to

lead the credit function for an entire region , we would be keen to hear from you.

#Hiring #Credit #CreditManager #ZonalCreditManager #CreditRisk #NBFC #Lending #FinancialServices #Hyderabad #SouthIndia #LeadershipHiring #ExecutiveSearch

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